Auto Dealership Business Owner's Policy (BOP) in Washington

Washington Auto Dealership businesses pay $125–$625/month.

Get My Free Quote →

By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.

Auto Dealership BP Rates by City and County in Washington

LocationEst. Monthly RateGet Quote
Seattle$188–$938/moCompare →
Spokane$138–$688/moCompare →
Tacoma$150–$750/moCompare →
Vancouver$144–$719/moCompare →
Bellevue$181–$906/moCompare →
Kent$156–$781/moCompare →
Everett$150–$750/moCompare →
Renton$163–$813/moCompare →
Kirkland$175–$875/moCompare →
Bellingham$144–$719/moCompare →
King County$188–$938/moCompare →
Pierce County$150–$750/moCompare →
Snohomish County$153–$763/moCompare →
Spokane County$138–$688/moCompare →
Clark County$144–$719/moCompare →
Thurston County$140–$700/moCompare →
Kitsap County$144–$719/moCompare →
Whatcom County$138–$688/moCompare →
Benton County$131–$656/moCompare →
Yakima County$125–$625/moCompare →

Coverage Types for Auto Dealership in Washington

  • ✓Workers' Compensation

Top Risk Exposures

  • 1.Vehicle damage during repair or service
  • 2.Customer slip and fall
  • 3.Employee injury from equipment
  • 4.Fire in garage or shop
  • 5.Test drive accident liability
  • 6.Theft of customer vehicle or parts

FAQs — Auto Dealership Business Owner's Policy (BOP) in Washington

How much is business owner's policy (bop) for Auto Dealership in Washington?

Auto Dealership businesses in Washington typically pay $125–$625/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.

Is business owner's policy (bop) required in Washington for Auto Dealership?

Washington doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does business owner's policy (bop) cover for Auto Dealership in Washington?

Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Auto Dealership businesses, key covered scenarios include: Vehicle damage during repair or service; Customer slip and fall; Employee injury from equipment.

What are the biggest risks for Auto Dealership businesses in Washington?

Top exposures: (1) Vehicle damage during repair or service, (2) Customer slip and fall, (3) Employee injury from equipment, (4) Fire in garage or shop.

Which carriers write Auto Dealership policies in Washington?

Top carriers in Washington for Automotive businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day business owner's policy (bop) in Washington?

Yes — most Auto Dealership policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Washington cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.