North Dakota Beauty Salon businesses pay $92–$460/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Fargo | $97–$483/mo | Compare → |
| Bismarck | $92–$460/mo | Compare → |
| Grand Forks | $87–$437/mo | Compare → |
| Minot | $87–$437/mo | Compare → |
| West Fargo | $92–$460/mo | Compare → |
| Cass County | $97–$483/mo | Compare → |
| Burleigh County | $92–$460/mo | Compare → |
| Grand Forks County | $87–$437/mo | Compare → |
| Ward County | $87–$437/mo | Compare → |
| Williams County | $90–$451/mo | Compare → |
Beauty Salon businesses in North Dakota typically pay $92–$460/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.
North Dakota doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Beauty Salon businesses, key covered scenarios include: Client allergic reaction to product; Slip and fall in salon or studio; Chemical burn from treatment.
Top exposures: (1) Client allergic reaction to product, (2) Slip and fall in salon or studio, (3) Chemical burn from treatment, (4) Theft of client belongings.
Top carriers in North Dakota for Beauty & Personal Services businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Beauty Salon policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for North Dakota cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.