Massachusetts Business Financing businesses pay $135–$675/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Boston | $209–$1,046/mo | Compare → |
| Worcester | $169–$844/mo | Compare → |
| Springfield | $155–$776/mo | Compare → |
| Cambridge | $216–$1,080/mo | Compare → |
| Lowell | $162–$810/mo | Compare → |
| Brockton | $159–$797/mo | Compare → |
| New Bedford | $149–$743/mo | Compare → |
| Quincy | $182–$911/mo | Compare → |
| Lynn | $162–$810/mo | Compare → |
| Fall River | $149–$743/mo | Compare → |
| Middlesex County | $203–$1,013/mo | Compare → |
| Worcester County | $169–$844/mo | Compare → |
| Essex County | $176–$878/mo | Compare → |
| Suffolk County | $209–$1,046/mo | Compare → |
| Norfolk County | $189–$945/mo | Compare → |
| Hampden County | $155–$776/mo | Compare → |
| Bristol County | $155–$776/mo | Compare → |
| Plymouth County | $162–$810/mo | Compare → |
| Barnstable County | $149–$743/mo | Compare → |
| Hampshire County | $155–$776/mo | Compare → |
Business Financing businesses in Massachusetts typically pay $135–$675/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.
Massachusetts doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Business Financing businesses, key covered scenarios include: Errors in financial advice or documentation; Data breach and client identity theft; Professional negligence claim.
Top exposures: (1) Errors in financial advice or documentation, (2) Data breach and client identity theft, (3) Professional negligence claim, (4) Regulatory audit and compliance issue.
Top carriers in Massachusetts for Finance, Insurance & Real Estate businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Business Financing policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Massachusetts cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.