Concierge Medicine Business Owner's Policy (BOP) in Rhode Island

Rhode Island Concierge Medicine businesses pay $72–$360/month.

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Concierge Medicine BP Rates by City and County in Rhode Island

LocationEst. Monthly RateGet Quote
Providence$90–$450/moCompare →
Cranston$85–$425/moCompare →
Warwick$83–$414/moCompare →
Pawtucket$79–$396/moCompare →
Woonsocket$76–$378/moCompare →
Providence County$90–$450/moCompare →
Kent County$83–$414/moCompare →
Washington County$76–$378/moCompare →
Newport County$79–$396/moCompare →
Bristol County$79–$396/moCompare →

Coverage Types for Concierge Medicine in Rhode Island

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Commercial Property

Top Risk Exposures

  • 1.Patient injury or adverse outcome claim
  • 2.HIPAA data breach and privacy violation
  • 3.Slip and fall in waiting room
  • 4.Medical equipment malfunction
  • 5.Malpractice lawsuit from patient
  • 6.Employee injury from patient handling

FAQs — Concierge Medicine Business Owner's Policy (BOP) in Rhode Island

How much is business owner's policy (bop) for Concierge Medicine in Rhode Island?

Concierge Medicine businesses in Rhode Island typically pay $72–$360/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.

Is business owner's policy (bop) required in Rhode Island for Concierge Medicine?

Rhode Island doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does business owner's policy (bop) cover for Concierge Medicine in Rhode Island?

Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Concierge Medicine businesses, key covered scenarios include: Patient injury or adverse outcome claim; HIPAA data breach and privacy violation; Slip and fall in waiting room.

What are the biggest risks for Concierge Medicine businesses in Rhode Island?

Top exposures: (1) Patient injury or adverse outcome claim, (2) HIPAA data breach and privacy violation, (3) Slip and fall in waiting room, (4) Medical equipment malfunction.

Which carriers write Concierge Medicine policies in Rhode Island?

Top carriers in Rhode Island for Healthcare & Medical businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day business owner's policy (bop) in Rhode Island?

Yes — most Concierge Medicine policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Rhode Island cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.