New Jersey Craft Artists businesses pay $140–$700/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Newark | $193–$966/mo | Compare → |
| Jersey City | $199–$994/mo | Compare → |
| Paterson | $182–$910/mo | Compare → |
| Elizabeth | $185–$924/mo | Compare → |
| Edison | $193–$966/mo | Compare → |
| Trenton | $175–$875/mo | Compare → |
| Camden | $161–$805/mo | Compare → |
| Clifton | $189–$945/mo | Compare → |
| Toms River | $182–$910/mo | Compare → |
| Bridgewater | $193–$966/mo | Compare → |
| Bergen County | $199–$994/mo | Compare → |
| Middlesex County | $193–$966/mo | Compare → |
| Essex County | $189–$945/mo | Compare → |
| Hudson County | $199–$994/mo | Compare → |
| Monmouth County | $189–$945/mo | Compare → |
| Ocean County | $179–$896/mo | Compare → |
| Union County | $189–$945/mo | Compare → |
| Camden County | $168–$840/mo | Compare → |
| Passaic County | $185–$924/mo | Compare → |
| Morris County | $196–$980/mo | Compare → |
Craft Artists businesses in New Jersey typically pay $140–$700/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.
New Jersey doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Craft Artists businesses, key covered scenarios include: Copyright infringement claim; Libel or defamation lawsuit; Damage to expensive camera or equipment.
Top exposures: (1) Copyright infringement claim, (2) Libel or defamation lawsuit, (3) Damage to expensive camera or equipment, (4) Client dissatisfaction with deliverables.
Top carriers in New Jersey for Creative & Media businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Craft Artists policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for New Jersey cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.