Virginia Fine Artists, Including Painters, Sculptors, and Illustrators businesses pay $115–$575/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Virginia Beach | $132–$661/mo | Compare → |
| Norfolk | $127–$633/mo | Compare → |
| Chesapeake | $127–$633/mo | Compare → |
| Richmond | $132–$661/mo | Compare → |
| Newport News | $124–$621/mo | Compare → |
| Alexandria | $155–$776/mo | Compare → |
| Hampton | $124–$621/mo | Compare → |
| Roanoke | $115–$575/mo | Compare → |
| Portsmouth | $121–$604/mo | Compare → |
| Suffolk | $121–$604/mo | Compare → |
| Fairfax County | $161–$805/mo | Compare → |
| Prince William County | $138–$690/mo | Compare → |
| Loudoun County | $155–$776/mo | Compare → |
| Chesterfield County | $127–$633/mo | Compare → |
| Henrico County | $132–$661/mo | Compare → |
| Arlington County | $161–$805/mo | Compare → |
| Montgomery County | $115–$575/mo | Compare → |
| Roanoke County | $115–$575/mo | Compare → |
| Stafford County | $132–$661/mo | Compare → |
| Spotsylvania County | $127–$633/mo | Compare → |
Fine Artists, Including Painters, Sculptors, and Illustrators businesses in Virginia typically pay $115–$575/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.
Virginia doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Fine Artists, Including Painters, Sculptors, and Illustrators businesses, key covered scenarios include: Copyright infringement claim; Libel or defamation lawsuit; Damage to expensive camera or equipment.
Top exposures: (1) Copyright infringement claim, (2) Libel or defamation lawsuit, (3) Damage to expensive camera or equipment, (4) Client dissatisfaction with deliverables.
Top carriers in Virginia for Creative & Media businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Fine Artists, Including Painters, Sculptors, and Illustrators policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Virginia cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.