Food Truck Business Owner's Policy (BOP) in Wisconsin

Wisconsin Food Truck businesses pay $122–$510/month.

Get My Free Quote →

By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.

Food Truck BP Rates by City and County in Wisconsin

LocationEst. Monthly RateGet Quote
Milwaukee$146–$612/moCompare →
Madison$137–$571/moCompare →
Green Bay$124–$520/moCompare →
Kenosha$132–$551/moCompare →
Racine$128–$536/moCompare →
Appleton$124–$520/moCompare →
Waukesha$132–$551/moCompare →
Eau Claire$120–$500/moCompare →
Oshkosh$122–$510/moCompare →
Janesville$122–$510/moCompare →
Milwaukee County$146–$612/moCompare →
Dane County$137–$571/moCompare →
Waukesha County$134–$561/moCompare →
Brown County$124–$520/moCompare →
Racine County$132–$551/moCompare →
Outagamie County$124–$520/moCompare →
Winnebago County$122–$510/moCompare →
Kenosha County$132–$551/moCompare →
Rock County$122–$510/moCompare →
Marathon County$120–$500/moCompare →

Coverage Types for Food Truck in Wisconsin

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property

Top Risk Exposures

  • 1.Foodborne illness outbreak
  • 2.Customer slip and fall
  • 3.Employee burn or cut injury
  • 4.Liquor liability (if applicable)
  • 5.Product liability from sold food
  • 6.Kitchen fire causing property damage

FAQs — Food Truck Business Owner's Policy (BOP) in Wisconsin

How much is business owner's policy (bop) for Food Truck in Wisconsin?

Food Truck businesses in Wisconsin typically pay $122–$510/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.

Is business owner's policy (bop) required in Wisconsin for Food Truck?

Wisconsin doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does business owner's policy (bop) cover for Food Truck in Wisconsin?

Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Food Truck businesses, key covered scenarios include: Foodborne illness outbreak; Customer slip and fall; Employee burn or cut injury.

What are the biggest risks for Food Truck businesses in Wisconsin?

Top exposures: (1) Foodborne illness outbreak, (2) Customer slip and fall, (3) Employee burn or cut injury, (4) Liquor liability (if applicable).

Which carriers write Food Truck policies in Wisconsin?

Top carriers in Wisconsin for Food & Beverage businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day business owner's policy (bop) in Wisconsin?

Yes — most Food Truck policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Wisconsin cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.