Arkansas Gas Station businesses pay $85–$425/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Little Rock | $94–$468/mo | Compare → |
| Fort Smith | $81–$404/mo | Compare → |
| Fayetteville | $85–$425/mo | Compare → |
| Springdale | $83–$417/mo | Compare → |
| Jonesboro | $78–$391/mo | Compare → |
| Pulaski County | $94–$468/mo | Compare → |
| Benton County | $85–$425/mo | Compare → |
| Washington County | $85–$425/mo | Compare → |
| Sebastian County | $81–$404/mo | Compare → |
| Faulkner County | $81–$404/mo | Compare → |
Gas Station businesses in Arkansas typically pay $85–$425/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.
Arkansas doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Gas Station businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.
Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.
Top carriers in Arkansas for Professional Services businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Gas Station policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Arkansas cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.