Minnesota Home Inspectors businesses pay $66–$330/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Minneapolis | $86–$429/mo | Compare → |
| Saint Paul | $83–$413/mo | Compare → |
| Rochester | $69–$347/mo | Compare → |
| Duluth | $66–$330/mo | Compare → |
| Bloomington | $78–$389/mo | Compare → |
| Brooklyn Park | $76–$379/mo | Compare → |
| Plymouth | $79–$396/mo | Compare → |
| St. Cloud | $65–$323/mo | Compare → |
| Eagan | $78–$389/mo | Compare → |
| Coon Rapids | $74–$370/mo | Compare → |
| Hennepin County | $86–$429/mo | Compare → |
| Ramsey County | $83–$413/mo | Compare → |
| Dakota County | $76–$379/mo | Compare → |
| Anoka County | $73–$363/mo | Compare → |
| Washington County | $74–$370/mo | Compare → |
| Scott County | $73–$363/mo | Compare → |
| Carver County | $74–$370/mo | Compare → |
| Olmsted County | $69–$347/mo | Compare → |
| St. Louis County | $66–$330/mo | Compare → |
| Stearns County | $65–$323/mo | Compare → |
Home Inspectors businesses in Minnesota typically pay $66–$330/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.
Minnesota doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Home Inspectors businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.
Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.
Top carriers in Minnesota for Social & Community Services businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Home Inspectors policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Minnesota cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.