Laundromat Business Owner's Policy (BOP) in Minnesota

Minnesota Laundromat businesses pay $110–$550/month.

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Laundromat BP Rates by City and County in Minnesota

LocationEst. Monthly RateGet Quote
Minneapolis$143–$715/moCompare →
Saint Paul$138–$688/moCompare →
Rochester$116–$578/moCompare →
Duluth$110–$550/moCompare →
Bloomington$130–$649/moCompare →
Brooklyn Park$126–$633/moCompare →
Plymouth$132–$660/moCompare →
St. Cloud$108–$539/moCompare →
Eagan$130–$649/moCompare →
Coon Rapids$123–$616/moCompare →
Hennepin County$143–$715/moCompare →
Ramsey County$138–$688/moCompare →
Dakota County$126–$633/moCompare →
Anoka County$121–$605/moCompare →
Washington County$123–$616/moCompare →
Scott County$121–$605/moCompare →
Carver County$123–$616/moCompare →
Olmsted County$116–$578/moCompare →
St. Louis County$110–$550/moCompare →
Stearns County$108–$539/moCompare →

Coverage Types for Laundromat in Minnesota

  • ✓General Liability
  • ✓Workers' Compensation

Top Risk Exposures

  • 1.Third-party bodily injury claim
  • 2.Property damage liability
  • 3.Employee workplace injury
  • 4.Professional error or omission
  • 5.Data breach or privacy violation
  • 6.Client lawsuit from service dispute

FAQs — Laundromat Business Owner's Policy (BOP) in Minnesota

How much is business owner's policy (bop) for Laundromat in Minnesota?

Laundromat businesses in Minnesota typically pay $110–$550/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.

Is business owner's policy (bop) required in Minnesota for Laundromat?

Minnesota doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does business owner's policy (bop) cover for Laundromat in Minnesota?

Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Laundromat businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.

What are the biggest risks for Laundromat businesses in Minnesota?

Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.

Which carriers write Laundromat policies in Minnesota?

Top carriers in Minnesota for Professional Services businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day business owner's policy (bop) in Minnesota?

Yes — most Laundromat policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Minnesota cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.