Washington Oil Change Station businesses pay $125–$625/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Seattle | $188–$938/mo | Compare → |
| Spokane | $138–$688/mo | Compare → |
| Tacoma | $150–$750/mo | Compare → |
| Vancouver | $144–$719/mo | Compare → |
| Bellevue | $181–$906/mo | Compare → |
| Kent | $156–$781/mo | Compare → |
| Everett | $150–$750/mo | Compare → |
| Renton | $163–$813/mo | Compare → |
| Kirkland | $175–$875/mo | Compare → |
| Bellingham | $144–$719/mo | Compare → |
| King County | $188–$938/mo | Compare → |
| Pierce County | $150–$750/mo | Compare → |
| Snohomish County | $153–$763/mo | Compare → |
| Spokane County | $138–$688/mo | Compare → |
| Clark County | $144–$719/mo | Compare → |
| Thurston County | $140–$700/mo | Compare → |
| Kitsap County | $144–$719/mo | Compare → |
| Whatcom County | $138–$688/mo | Compare → |
| Benton County | $131–$656/mo | Compare → |
| Yakima County | $125–$625/mo | Compare → |
Oil Change Station businesses in Washington typically pay $125–$625/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.
Washington doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Oil Change Station businesses, key covered scenarios include: Vehicle damage during repair or service; Customer slip and fall; Employee injury from equipment.
Top exposures: (1) Vehicle damage during repair or service, (2) Customer slip and fall, (3) Employee injury from equipment, (4) Fire in garage or shop.
Top carriers in Washington for Automotive businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Oil Change Station policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Washington cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.