Real Estate Agent Business Owner's Policy (BOP) in Minnesota

Minnesota Real Estate Agent businesses pay $110–$550/month.

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Real Estate Agent BP Rates by City and County in Minnesota

LocationEst. Monthly RateGet Quote
Minneapolis$143–$715/moCompare →
Saint Paul$138–$688/moCompare →
Rochester$116–$578/moCompare →
Duluth$110–$550/moCompare →
Bloomington$130–$649/moCompare →
Brooklyn Park$126–$633/moCompare →
Plymouth$132–$660/moCompare →
St. Cloud$108–$539/moCompare →
Eagan$130–$649/moCompare →
Coon Rapids$123–$616/moCompare →
Hennepin County$143–$715/moCompare →
Ramsey County$138–$688/moCompare →
Dakota County$126–$633/moCompare →
Anoka County$121–$605/moCompare →
Washington County$123–$616/moCompare →
Scott County$121–$605/moCompare →
Carver County$123–$616/moCompare →
Olmsted County$116–$578/moCompare →
St. Louis County$110–$550/moCompare →
Stearns County$108–$539/moCompare →

Coverage Types for Real Estate Agent in Minnesota

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Professional Liability (E&O)

Top Risk Exposures

  • 1.Patient injury or adverse outcome claim
  • 2.HIPAA data breach and privacy violation
  • 3.Slip and fall in waiting room
  • 4.Medical equipment malfunction
  • 5.Malpractice lawsuit from patient
  • 6.Employee injury from patient handling

FAQs — Real Estate Agent Business Owner's Policy (BOP) in Minnesota

How much is business owner's policy (bop) for Real Estate Agent in Minnesota?

Real Estate Agent businesses in Minnesota typically pay $110–$550/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.

Is business owner's policy (bop) required in Minnesota for Real Estate Agent?

Minnesota doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does business owner's policy (bop) cover for Real Estate Agent in Minnesota?

Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Real Estate Agent businesses, key covered scenarios include: Patient injury or adverse outcome claim; HIPAA data breach and privacy violation; Slip and fall in waiting room.

What are the biggest risks for Real Estate Agent businesses in Minnesota?

Top exposures: (1) Patient injury or adverse outcome claim, (2) HIPAA data breach and privacy violation, (3) Slip and fall in waiting room, (4) Medical equipment malfunction.

Which carriers write Real Estate Agent policies in Minnesota?

Top carriers in Minnesota for Healthcare & Medical businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day business owner's policy (bop) in Minnesota?

Yes — most Real Estate Agent policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Minnesota cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.