Indiana Restaurant businesses pay $110–$460/month.
Get My Free Quote →By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.
| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Indianapolis | $126–$529/mo | Compare → |
| Fort Wayne | $110–$460/mo | Compare → |
| Evansville | $105–$437/mo | Compare → |
| South Bend | $108–$451/mo | Compare → |
| Carmel | $130–$543/mo | Compare → |
| Fishers | $126–$529/mo | Compare → |
| Bloomington | $110–$460/mo | Compare → |
| Hammond | $116–$483/mo | Compare → |
| Gary | $105–$437/mo | Compare → |
| Lafayette | $105–$437/mo | Compare → |
| Marion County | $126–$529/mo | Compare → |
| Hamilton County | $130–$543/mo | Compare → |
| Allen County | $110–$460/mo | Compare → |
| Lake County | $116–$483/mo | Compare → |
| St. Joseph County | $108–$451/mo | Compare → |
| Hendricks County | $121–$506/mo | Compare → |
| Elkhart County | $105–$437/mo | Compare → |
| Johnson County | $119–$497/mo | Compare → |
| Tippecanoe County | $105–$437/mo | Compare → |
| Vanderburgh County | $105–$437/mo | Compare → |
Restaurant businesses in Indiana typically pay $110–$460/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.
Indiana doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Restaurant businesses, key covered scenarios include: Foodborne illness outbreak; Customer slip and fall; Employee burn or cut injury.
Top exposures: (1) Foodborne illness outbreak, (2) Customer slip and fall, (3) Employee burn or cut injury, (4) Liquor liability (if applicable).
Top carriers in Indiana for Food & Beverage businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Restaurant policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Indiana cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.