Technology Services Business Owner's Policy (BOP) in California

California Technology Services businesses pay $116–$580/month.

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Technology Services BP Rates by City and County in California

LocationEst. Monthly RateGet Quote
Los Angeles$180–$899/moCompare →
San Diego$168–$841/moCompare →
San Jose$191–$957/moCompare →
San Francisco$209–$1,044/moCompare →
Fresno$145–$725/moCompare →
Sacramento$151–$754/moCompare →
Long Beach$168–$841/moCompare →
Oakland$186–$928/moCompare →
Bakersfield$139–$696/moCompare →
Anaheim$162–$812/moCompare →
Riverside$151–$754/moCompare →
Stockton$145–$725/moCompare →
Irvine$174–$870/moCompare →
Chula Vista$157–$783/moCompare →
Santa Ana$162–$812/moCompare →
Los Angeles County$180–$899/moCompare →
San Diego County$168–$841/moCompare →
Orange County$172–$858/moCompare →
Riverside County$151–$754/moCompare →
San Bernardino County$148–$742/moCompare →
Santa Clara County$191–$957/moCompare →
Alameda County$186–$928/moCompare →
Sacramento County$151–$754/moCompare →
Contra Costa County$168–$841/moCompare →
Fresno County$145–$725/moCompare →

Coverage Types for Technology Services in California

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Professional Liability (E&O)

Top Risk Exposures

  • 1.Data breach or cyber attack on client
  • 2.Software error causing client financial loss
  • 3.Professional negligence claim
  • 4.Intellectual property infringement
  • 5.Hardware damage during repair
  • 6.Client data loss from service failure

FAQs — Technology Services Business Owner's Policy (BOP) in California

How much is business owner's policy (bop) for Technology Services in California?

Technology Services businesses in California typically pay $116–$580/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.

Is business owner's policy (bop) required in California for Technology Services?

California doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does business owner's policy (bop) cover for Technology Services in California?

Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Technology Services businesses, key covered scenarios include: Data breach or cyber attack on client; Software error causing client financial loss; Professional negligence claim.

What are the biggest risks for Technology Services businesses in California?

Top exposures: (1) Data breach or cyber attack on client, (2) Software error causing client financial loss, (3) Professional negligence claim, (4) Intellectual property infringement.

Which carriers write Technology Services policies in California?

Top carriers in California for Technology & IT businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day business owner's policy (bop) in California?

Yes — most Technology Services policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for California cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.