Umpires, Referees, and Other Sports Officials Business Owner's Policy (BOP) in California

California Umpires, Referees, and Other Sports Officials businesses pay $87–$435/month.

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Umpires, Referees, and Other Sports Officials BP Rates by City and County in California

LocationEst. Monthly RateGet Quote
Los Angeles$135–$674/moCompare →
San Diego$126–$631/moCompare →
San Jose$144–$718/moCompare →
San Francisco$157–$783/moCompare →
Fresno$109–$544/moCompare →
Sacramento$113–$566/moCompare →
Long Beach$126–$631/moCompare →
Oakland$139–$696/moCompare →
Bakersfield$104–$522/moCompare →
Anaheim$122–$609/moCompare →
Riverside$113–$566/moCompare →
Stockton$109–$544/moCompare →
Irvine$131–$653/moCompare →
Chula Vista$117–$587/moCompare →
Santa Ana$122–$609/moCompare →
Los Angeles County$135–$674/moCompare →
San Diego County$126–$631/moCompare →
Orange County$129–$644/moCompare →
Riverside County$113–$566/moCompare →
San Bernardino County$111–$557/moCompare →
Santa Clara County$144–$718/moCompare →
Alameda County$139–$696/moCompare →
Sacramento County$113–$566/moCompare →
Contra Costa County$126–$631/moCompare →
Fresno County$109–$544/moCompare →

Coverage Types for Umpires, Referees, and Other Sports Officials in California

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Commercial Property

Top Risk Exposures

  • 1.Third-party bodily injury claim
  • 2.Property damage liability
  • 3.Employee workplace injury
  • 4.Professional error or omission
  • 5.Data breach or privacy violation
  • 6.Client lawsuit from service dispute

FAQs — Umpires, Referees, and Other Sports Officials Business Owner's Policy (BOP) in California

How much is business owner's policy (bop) for Umpires, Referees, and Other Sports Officials in California?

Umpires, Referees, and Other Sports Officials businesses in California typically pay $87–$435/month for business owner's policy (bop). Rates vary by city, revenue, employee count, and claims history.

Is business owner's policy (bop) required in California for Umpires, Referees, and Other Sports Officials?

California doesn't legally mandate business owner's policy (bop) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does business owner's policy (bop) cover for Umpires, Referees, and Other Sports Officials in California?

Business Owner's Policy (BOP) bundles general liability and commercial property into one cost-saving package. For Umpires, Referees, and Other Sports Officials businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.

What are the biggest risks for Umpires, Referees, and Other Sports Officials businesses in California?

Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.

Which carriers write Umpires, Referees, and Other Sports Officials policies in California?

Top carriers in California for Professional Services businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day business owner's policy (bop) in California?

Yes — most Umpires, Referees, and Other Sports Officials policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for California cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.