Tennessee Doctors businesses pay $190–$1140/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Memphis | $205–$1,231/mo | Compare → |
| Nashville | $218–$1,311/mo | Compare → |
| Knoxville | $190–$1,140/mo | Compare → |
| Chattanooga | $190–$1,140/mo | Compare → |
| Clarksville | $186–$1,117/mo | Compare → |
| Murfreesboro | $200–$1,197/mo | Compare → |
| Franklin | $224–$1,345/mo | Compare → |
| Jackson | $181–$1,083/mo | Compare → |
| Johnson City | $181–$1,083/mo | Compare → |
| Bartlett | $194–$1,163/mo | Compare → |
| Shelby County | $205–$1,231/mo | Compare → |
| Davidson County | $218–$1,311/mo | Compare → |
| Knox County | $190–$1,140/mo | Compare → |
| Hamilton County | $190–$1,140/mo | Compare → |
| Rutherford County | $200–$1,197/mo | Compare → |
| Williamson County | $224–$1,345/mo | Compare → |
| Montgomery County | $186–$1,117/mo | Compare → |
| Sumner County | $200–$1,197/mo | Compare → |
| Wilson County | $200–$1,197/mo | Compare → |
| Maury County | $190–$1,140/mo | Compare → |
Doctors businesses in Tennessee typically pay $190–$1140/month for commercial property insurance. Rates vary by city, revenue, employee count, and claims history.
Tennessee doesn't legally mandate commercial property insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Commercial Property Insurance protects your building, equipment, inventory, and physical assets from damage or loss. For Doctors businesses, key covered scenarios include: Patient injury or adverse outcome claim; HIPAA data breach and privacy violation; Slip and fall in waiting room.
Top exposures: (1) Patient injury or adverse outcome claim, (2) HIPAA data breach and privacy violation, (3) Slip and fall in waiting room, (4) Medical equipment malfunction.
Top carriers in Tennessee for Healthcare & Medical businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Doctors policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Tennessee cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.