Gas Station Commercial Property Insurance in Texas

Texas Gas Station businesses pay $110–$550/month.

Get My Free Quote →

By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.

Gas Station CP Rates by City and County in Texas

LocationEst. Monthly RateGet Quote
Houston$138–$688/moCompare →
San Antonio$121–$605/moCompare →
Dallas$138–$688/moCompare →
Austin$141–$704/moCompare →
Fort Worth$126–$633/moCompare →
El Paso$110–$550/moCompare →
Arlington$123–$616/moCompare →
Corpus Christi$116–$578/moCompare →
Plano$134–$671/moCompare →
Lubbock$110–$550/moCompare →
Laredo$110–$550/moCompare →
Garland$123–$616/moCompare →
Irving$126–$633/moCompare →
Amarillo$110–$550/moCompare →
Grand Prairie$121–$605/moCompare →
Harris County$138–$688/moCompare →
Dallas County$138–$688/moCompare →
Tarrant County$126–$633/moCompare →
Bexar County$121–$605/moCompare →
Travis County$141–$704/moCompare →
Collin County$132–$660/moCompare →
Hidalgo County$110–$550/moCompare →
El Paso County$110–$550/moCompare →
Denton County$126–$633/moCompare →
Fort Bend County$130–$649/moCompare →

Coverage Types for Gas Station in Texas

  • ✓Workers' Compensation

Top Risk Exposures

  • 1.Third-party bodily injury claim
  • 2.Property damage liability
  • 3.Employee workplace injury
  • 4.Professional error or omission
  • 5.Data breach or privacy violation
  • 6.Client lawsuit from service dispute

FAQs — Gas Station Commercial Property Insurance in Texas

How much is commercial property insurance for Gas Station in Texas?

Gas Station businesses in Texas typically pay $110–$550/month for commercial property insurance. Rates vary by city, revenue, employee count, and claims history.

Is commercial property insurance required in Texas for Gas Station?

Texas doesn't legally mandate commercial property insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does commercial property insurance cover for Gas Station in Texas?

Commercial Property Insurance protects your building, equipment, inventory, and physical assets from damage or loss. For Gas Station businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.

What are the biggest risks for Gas Station businesses in Texas?

Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.

Which carriers write Gas Station policies in Texas?

Top carriers in Texas for Professional Services businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day commercial property insurance in Texas?

Yes — most Gas Station policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Texas cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.