General Contractor Commercial Property Insurance in Oregon

Oregon General Contractor businesses pay $173–$690/month.

Get My Free Quote →

By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.

General Contractor CP Rates by City and County in Oregon

LocationEst. Monthly RateGet Quote
Portland$234–$932/moCompare →
Eugene$190–$759/moCompare →
Salem$182–$725/moCompare →
Gresham$204–$814/moCompare →
Hillsboro$208–$828/moCompare →
Beaverton$211–$842/moCompare →
Bend$194–$773/moCompare →
Medford$182–$725/moCompare →
Springfield$187–$745/moCompare →
Corvallis$187–$745/moCompare →
Multnomah County$234–$932/moCompare →
Washington County$208–$828/moCompare →
Clackamas County$199–$793/moCompare →
Lane County$190–$759/moCompare →
Marion County$182–$725/moCompare →
Jackson County$182–$725/moCompare →
Linn County$173–$690/moCompare →
Deschutes County$194–$773/moCompare →
Douglas County$170–$676/moCompare →
Benton County$187–$745/moCompare →

Coverage Types for General Contractor in Oregon

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Commercial Property
  • ✓Inland Marine / Tools & Equipment

Top Risk Exposures

  • 1.Third-party property damage on a jobsite
  • 2.Worker injury from fall or equipment
  • 3.Subcontractor liability dispute
  • 4.Tools and equipment theft
  • 5.Vehicle accident on the way to a job
  • 6.Completed work failure or defect claim

FAQs — General Contractor Commercial Property Insurance in Oregon

How much is commercial property insurance for General Contractor in Oregon?

General Contractor businesses in Oregon typically pay $173–$690/month for commercial property insurance. Rates vary by city, revenue, employee count, and claims history.

Is commercial property insurance required in Oregon for General Contractor?

Oregon doesn't legally mandate commercial property insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does commercial property insurance cover for General Contractor in Oregon?

Commercial Property Insurance protects your building, equipment, inventory, and physical assets from damage or loss. For General Contractor businesses, key covered scenarios include: Third-party property damage on a jobsite; Worker injury from fall or equipment; Subcontractor liability dispute.

What are the biggest risks for General Contractor businesses in Oregon?

Top exposures: (1) Third-party property damage on a jobsite, (2) Worker injury from fall or equipment, (3) Subcontractor liability dispute, (4) Tools and equipment theft.

Which carriers write General Contractor policies in Oregon?

Top carriers in Oregon for Construction & Trades businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day commercial property insurance in Oregon?

Yes — most General Contractor policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Oregon cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.