Landscaping and Lawn Care Commercial Property Insurance in Tennessee

Tennessee Landscaping and Lawn Care businesses pay $143–$760/month.

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Landscaping and Lawn Care CP Rates by City and County in Tennessee

LocationEst. Monthly RateGet Quote
Memphis$154–$821/moCompare →
Nashville$164–$874/moCompare →
Knoxville$143–$760/moCompare →
Chattanooga$143–$760/moCompare →
Clarksville$140–$745/moCompare →
Murfreesboro$150–$798/moCompare →
Franklin$169–$897/moCompare →
Jackson$136–$722/moCompare →
Johnson City$136–$722/moCompare →
Bartlett$146–$775/moCompare →
Shelby County$154–$821/moCompare →
Davidson County$164–$874/moCompare →
Knox County$143–$760/moCompare →
Hamilton County$143–$760/moCompare →
Rutherford County$150–$798/moCompare →
Williamson County$169–$897/moCompare →
Montgomery County$140–$745/moCompare →
Sumner County$150–$798/moCompare →
Wilson County$150–$798/moCompare →
Maury County$143–$760/moCompare →

Coverage Types for Landscaping and Lawn Care in Tennessee

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Inland Marine / Tools & Equipment

Top Risk Exposures

  • 1.Third-party bodily injury claim
  • 2.Property damage liability
  • 3.Employee workplace injury
  • 4.Professional error or omission
  • 5.Data breach or privacy violation
  • 6.Client lawsuit from service dispute

FAQs — Landscaping and Lawn Care Commercial Property Insurance in Tennessee

How much is commercial property insurance for Landscaping and Lawn Care in Tennessee?

Landscaping and Lawn Care businesses in Tennessee typically pay $143–$760/month for commercial property insurance. Rates vary by city, revenue, employee count, and claims history.

Is commercial property insurance required in Tennessee for Landscaping and Lawn Care?

Tennessee doesn't legally mandate commercial property insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does commercial property insurance cover for Landscaping and Lawn Care in Tennessee?

Commercial Property Insurance protects your building, equipment, inventory, and physical assets from damage or loss. For Landscaping and Lawn Care businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.

What are the biggest risks for Landscaping and Lawn Care businesses in Tennessee?

Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.

Which carriers write Landscaping and Lawn Care policies in Tennessee?

Top carriers in Tennessee for Landscaping & Grounds businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day commercial property insurance in Tennessee?

Yes — most Landscaping and Lawn Care policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Tennessee cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.