Landscaping and Lawn Care Commercial Property Insurance in Texas

Texas Landscaping and Lawn Care businesses pay $165–$880/month.

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Landscaping and Lawn Care CP Rates by City and County in Texas

LocationEst. Monthly RateGet Quote
Houston$206–$1,100/moCompare →
San Antonio$182–$968/moCompare →
Dallas$206–$1,100/moCompare →
Austin$211–$1,126/moCompare →
Fort Worth$190–$1,012/moCompare →
El Paso$165–$880/moCompare →
Arlington$185–$986/moCompare →
Corpus Christi$173–$924/moCompare →
Plano$201–$1,074/moCompare →
Lubbock$165–$880/moCompare →
Laredo$165–$880/moCompare →
Garland$185–$986/moCompare →
Irving$190–$1,012/moCompare →
Amarillo$165–$880/moCompare →
Grand Prairie$182–$968/moCompare →
Harris County$206–$1,100/moCompare →
Dallas County$206–$1,100/moCompare →
Tarrant County$190–$1,012/moCompare →
Bexar County$182–$968/moCompare →
Travis County$211–$1,126/moCompare →
Collin County$198–$1,056/moCompare →
Hidalgo County$165–$880/moCompare →
El Paso County$165–$880/moCompare →
Denton County$190–$1,012/moCompare →
Fort Bend County$195–$1,038/moCompare →

Coverage Types for Landscaping and Lawn Care in Texas

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Inland Marine / Tools & Equipment

Top Risk Exposures

  • 1.Third-party bodily injury claim
  • 2.Property damage liability
  • 3.Employee workplace injury
  • 4.Professional error or omission
  • 5.Data breach or privacy violation
  • 6.Client lawsuit from service dispute

FAQs — Landscaping and Lawn Care Commercial Property Insurance in Texas

How much is commercial property insurance for Landscaping and Lawn Care in Texas?

Landscaping and Lawn Care businesses in Texas typically pay $165–$880/month for commercial property insurance. Rates vary by city, revenue, employee count, and claims history.

Is commercial property insurance required in Texas for Landscaping and Lawn Care?

Texas doesn't legally mandate commercial property insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does commercial property insurance cover for Landscaping and Lawn Care in Texas?

Commercial Property Insurance protects your building, equipment, inventory, and physical assets from damage or loss. For Landscaping and Lawn Care businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.

What are the biggest risks for Landscaping and Lawn Care businesses in Texas?

Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.

Which carriers write Landscaping and Lawn Care policies in Texas?

Top carriers in Texas for Landscaping & Grounds businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day commercial property insurance in Texas?

Yes — most Landscaping and Lawn Care policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Texas cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.