Restaurant Commercial Property Insurance in Wisconsin

Wisconsin Restaurant businesses pay $122–$510/month.

Get My Free Quote →

By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.

Restaurant CP Rates by City and County in Wisconsin

LocationEst. Monthly RateGet Quote
Milwaukee$146–$612/moCompare →
Madison$137–$571/moCompare →
Green Bay$124–$520/moCompare →
Kenosha$132–$551/moCompare →
Racine$128–$536/moCompare →
Appleton$124–$520/moCompare →
Waukesha$132–$551/moCompare →
Eau Claire$120–$500/moCompare →
Oshkosh$122–$510/moCompare →
Janesville$122–$510/moCompare →
Milwaukee County$146–$612/moCompare →
Dane County$137–$571/moCompare →
Waukesha County$134–$561/moCompare →
Brown County$124–$520/moCompare →
Racine County$132–$551/moCompare →
Outagamie County$124–$520/moCompare →
Winnebago County$122–$510/moCompare →
Kenosha County$132–$551/moCompare →
Rock County$122–$510/moCompare →
Marathon County$120–$500/moCompare →

Coverage Types for Restaurant in Wisconsin

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property

Top Risk Exposures

  • 1.Foodborne illness outbreak
  • 2.Customer slip and fall
  • 3.Employee burn or cut injury
  • 4.Liquor liability (if applicable)
  • 5.Product liability from sold food
  • 6.Kitchen fire causing property damage

FAQs — Restaurant Commercial Property Insurance in Wisconsin

How much is commercial property insurance for Restaurant in Wisconsin?

Restaurant businesses in Wisconsin typically pay $122–$510/month for commercial property insurance. Rates vary by city, revenue, employee count, and claims history.

Is commercial property insurance required in Wisconsin for Restaurant?

Wisconsin doesn't legally mandate commercial property insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does commercial property insurance cover for Restaurant in Wisconsin?

Commercial Property Insurance protects your building, equipment, inventory, and physical assets from damage or loss. For Restaurant businesses, key covered scenarios include: Foodborne illness outbreak; Customer slip and fall; Employee burn or cut injury.

What are the biggest risks for Restaurant businesses in Wisconsin?

Top exposures: (1) Foodborne illness outbreak, (2) Customer slip and fall, (3) Employee burn or cut injury, (4) Liquor liability (if applicable).

Which carriers write Restaurant policies in Wisconsin?

Top carriers in Wisconsin for Food & Beverage businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day commercial property insurance in Wisconsin?

Yes — most Restaurant policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Wisconsin cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.