Landscaping and Lawn Care General Liability Insurance in Colorado

Colorado Landscaping and Lawn Care businesses pay $173–$920/month.

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Landscaping and Lawn Care GL Rates by City and County in Colorado

LocationEst. Monthly RateGet Quote
Denver$225–$1,196/moCompare →
Colorado Springs$190–$1,012/moCompare →
Aurora$199–$1,058/moCompare →
Fort Collins$187–$994/moCompare →
Lakewood$204–$1,086/moCompare →
Thornton$194–$1,030/moCompare →
Arvada$199–$1,058/moCompare →
Westminster$199–$1,058/moCompare →
Pueblo$164–$874/moCompare →
Boulder$234–$1,242/moCompare →
Denver County$225–$1,196/moCompare →
El Paso County$190–$1,012/moCompare →
Arapahoe County$204–$1,086/moCompare →
Jefferson County$204–$1,086/moCompare →
Adams County$194–$1,030/moCompare →
Douglas County$199–$1,058/moCompare →
Larimer County$187–$994/moCompare →
Boulder County$234–$1,242/moCompare →
Weld County$173–$920/moCompare →
Broomfield County$208–$1,104/moCompare →

Coverage Types for Landscaping and Lawn Care in Colorado

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Inland Marine / Tools & Equipment

Top Risk Exposures

  • 1.Third-party bodily injury claim
  • 2.Property damage liability
  • 3.Employee workplace injury
  • 4.Professional error or omission
  • 5.Data breach or privacy violation
  • 6.Client lawsuit from service dispute

FAQs — Landscaping and Lawn Care General Liability Insurance in Colorado

How much is general liability insurance for Landscaping and Lawn Care in Colorado?

Landscaping and Lawn Care businesses in Colorado typically pay $173–$920/month for general liability insurance. Rates vary by city, revenue, employee count, and claims history.

Is general liability insurance required in Colorado for Landscaping and Lawn Care?

Colorado doesn't legally mandate general liability insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does general liability insurance cover for Landscaping and Lawn Care in Colorado?

General Liability Insurance protects against third-party bodily injury, property damage, and personal injury claims. For Landscaping and Lawn Care businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.

What are the biggest risks for Landscaping and Lawn Care businesses in Colorado?

Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.

Which carriers write Landscaping and Lawn Care policies in Colorado?

Top carriers in Colorado for Landscaping & Grounds businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day general liability insurance in Colorado?

Yes — most Landscaping and Lawn Care policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Colorado cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.