Ohio Habilitative Services businesses pay $59–$294/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Columbus | $68–$338/mo | Compare → |
| Cleveland | $65–$323/mo | Compare → |
| Cincinnati | $66–$329/mo | Compare → |
| Toledo | $58–$288/mo | Compare → |
| Akron | $59–$294/mo | Compare → |
| Dayton | $58–$288/mo | Compare → |
| Parma | $62–$309/mo | Compare → |
| Canton | $56–$279/mo | Compare → |
| Youngstown | $53–$265/mo | Compare → |
| Lorain | $56–$279/mo | Compare → |
| Franklin County | $68–$338/mo | Compare → |
| Cuyahoga County | $65–$323/mo | Compare → |
| Hamilton County | $66–$329/mo | Compare → |
| Summit County | $59–$294/mo | Compare → |
| Montgomery County | $58–$288/mo | Compare → |
| Lucas County | $58–$288/mo | Compare → |
| Stark County | $56–$279/mo | Compare → |
| Lorain County | $59–$294/mo | Compare → |
| Butler County | $62–$309/mo | Compare → |
| Mahoning County | $54–$270/mo | Compare → |
Habilitative Services businesses in Ohio typically pay $59–$294/month for inland marine insurance. Rates vary by city, revenue, employee count, and claims history.
Ohio doesn't legally mandate inland marine insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Inland Marine Insurance covers tools, equipment, and property that moves between job sites or off premises. For Habilitative Services businesses, key covered scenarios include: Patient injury or adverse outcome claim; HIPAA data breach and privacy violation; Slip and fall in waiting room.
Top exposures: (1) Patient injury or adverse outcome claim, (2) HIPAA data breach and privacy violation, (3) Slip and fall in waiting room, (4) Medical equipment malfunction.
Top carriers in Ohio for Healthcare & Medical businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Habilitative Services policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Ohio cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.