Rhode Island House Cleaning and Maid Service businesses pay $72–$300/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Providence | $90–$375/mo | Compare → |
| Cranston | $85–$354/mo | Compare → |
| Warwick | $83–$345/mo | Compare → |
| Pawtucket | $79–$330/mo | Compare → |
| Woonsocket | $76–$315/mo | Compare → |
| Providence County | $90–$375/mo | Compare → |
| Kent County | $83–$345/mo | Compare → |
| Washington County | $76–$315/mo | Compare → |
| Newport County | $79–$330/mo | Compare → |
| Bristol County | $79–$330/mo | Compare → |
House Cleaning and Maid Service businesses in Rhode Island typically pay $72–$300/month for inland marine insurance. Rates vary by city, revenue, employee count, and claims history.
Rhode Island doesn't legally mandate inland marine insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Inland Marine Insurance covers tools, equipment, and property that moves between job sites or off premises. For House Cleaning and Maid Service businesses, key covered scenarios include: Property damage while cleaning; Employee injury from chemicals or equipment; Theft accusation by client.
Top exposures: (1) Property damage while cleaning, (2) Employee injury from chemicals or equipment, (3) Theft accusation by client, (4) Slip and fall by worker on premises.
Top carriers in Rhode Island for Cleaning & Maintenance businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most House Cleaning and Maid Service policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Rhode Island cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.