Michigan Janitorial Services businesses pay $75–$313/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Detroit | $109–$454/mo | Compare → |
| Grand Rapids | $83–$344/mo | Compare → |
| Warren | $86–$360/mo | Compare → |
| Sterling Heights | $89–$369/mo | Compare → |
| Lansing | $79–$329/mo | Compare → |
| Ann Arbor | $94–$391/mo | Compare → |
| Flint | $71–$297/mo | Compare → |
| Dearborn | $86–$360/mo | Compare → |
| Livonia | $90–$376/mo | Compare → |
| Troy | $94–$391/mo | Compare → |
| Wayne County | $105–$438/mo | Compare → |
| Oakland County | $98–$407/mo | Compare → |
| Macomb County | $89–$369/mo | Compare → |
| Kent County | $83–$344/mo | Compare → |
| Genesee County | $71–$297/mo | Compare → |
| Washtenaw County | $94–$391/mo | Compare → |
| Ingham County | $79–$329/mo | Compare → |
| Kalamazoo County | $79–$329/mo | Compare → |
| Ottawa County | $75–$313/mo | Compare → |
| Saginaw County | $71–$297/mo | Compare → |
Janitorial Services businesses in Michigan typically pay $75–$313/month for inland marine insurance. Rates vary by city, revenue, employee count, and claims history.
Michigan doesn't legally mandate inland marine insurance for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Inland Marine Insurance covers tools, equipment, and property that moves between job sites or off premises. For Janitorial Services businesses, key covered scenarios include: Property damage while cleaning; Employee injury from chemicals or equipment; Theft accusation by client.
Top exposures: (1) Property damage while cleaning, (2) Employee injury from chemicals or equipment, (3) Theft accusation by client, (4) Slip and fall by worker on premises.
Top carriers in Michigan for Cleaning & Maintenance businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Janitorial Services policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Michigan cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.