Massachusetts Community Gardens businesses pay $81–$405/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Boston | $126–$628/mo | Compare → |
| Worcester | $101–$506/mo | Compare → |
| Springfield | $93–$466/mo | Compare → |
| Cambridge | $130–$648/mo | Compare → |
| Lowell | $97–$486/mo | Compare → |
| Brockton | $96–$478/mo | Compare → |
| New Bedford | $89–$446/mo | Compare → |
| Quincy | $109–$547/mo | Compare → |
| Lynn | $97–$486/mo | Compare → |
| Fall River | $89–$446/mo | Compare → |
| Middlesex County | $122–$608/mo | Compare → |
| Worcester County | $101–$506/mo | Compare → |
| Essex County | $105–$527/mo | Compare → |
| Suffolk County | $126–$628/mo | Compare → |
| Norfolk County | $113–$567/mo | Compare → |
| Hampden County | $93–$466/mo | Compare → |
| Bristol County | $93–$466/mo | Compare → |
| Plymouth County | $97–$486/mo | Compare → |
| Barnstable County | $89–$446/mo | Compare → |
| Hampshire County | $93–$466/mo | Compare → |
Community Gardens businesses in Massachusetts typically pay $81–$405/month for professional liability insurance (e&o). Rates vary by city, revenue, employee count, and claims history.
Massachusetts doesn't legally mandate professional liability insurance (e&o) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Professional Liability Insurance (E&O) protects against claims that your professional advice or services caused a client financial harm. For Community Gardens businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.
Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.
Top carriers in Massachusetts for Landscaping & Grounds businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Community Gardens policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Massachusetts cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.