South Carolina Hardware Store businesses pay $59–$245/month.
Get My Free Quote →By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.
| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Columbia | $62–$257/mo | Compare → |
| Charleston | $68–$282/mo | Compare → |
| North Charleston | $64–$265/mo | Compare → |
| Mount Pleasant | $71–$294/mo | Compare → |
| Rock Hill | $59–$245/mo | Compare → |
| Greenville | $62–$257/mo | Compare → |
| Summerville | $62–$257/mo | Compare → |
| Goose Creek | $62–$257/mo | Compare → |
| Hilton Head Island | $74–$306/mo | Compare → |
| Florence | $56–$233/mo | Compare → |
| Greenville County | $62–$257/mo | Compare → |
| Richland County | $62–$257/mo | Compare → |
| Charleston County | $68–$282/mo | Compare → |
| Horry County | $64–$265/mo | Compare → |
| Spartanburg County | $59–$245/mo | Compare → |
| Lexington County | $59–$245/mo | Compare → |
| York County | $59–$245/mo | Compare → |
| Anderson County | $58–$240/mo | Compare → |
| Dorchester County | $62–$257/mo | Compare → |
| Berkeley County | $62–$257/mo | Compare → |
Hardware Store businesses in South Carolina typically pay $59–$245/month for professional liability insurance (e&o). Rates vary by city, revenue, employee count, and claims history.
South Carolina doesn't legally mandate professional liability insurance (e&o) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Professional Liability Insurance (E&O) protects against claims that your professional advice or services caused a client financial harm. For Hardware Store businesses, key covered scenarios include: Customer slip and fall in store; Product liability from sold merchandise; Employee injury during stocking.
Top exposures: (1) Customer slip and fall in store, (2) Product liability from sold merchandise, (3) Employee injury during stocking, (4) Shoplifting and employee theft.
Top carriers in South Carolina for Retail businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Hardware Store policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for South Carolina cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.