Personal Care Aides Professional Liability Insurance (E&O) in Georgia

Georgia Personal Care Aides businesses pay $105–$525/month.

Get My Free Quote →

By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.

Personal Care Aides PL Rates by City and County in Georgia

LocationEst. Monthly RateGet Quote
Atlanta$142–$709/moCompare →
Augusta$105–$525/moCompare →
Columbus$103–$515/moCompare →
Macon$100–$499/moCompare →
Savannah$113–$567/moCompare →
Athens$105–$525/moCompare →
Sandy Springs$137–$683/moCompare →
Roswell$131–$656/moCompare →
Albany$95–$473/moCompare →
Marietta$126–$630/moCompare →
Fulton County$142–$709/moCompare →
Gwinnett County$121–$604/moCompare →
Cobb County$126–$630/moCompare →
DeKalb County$131–$656/moCompare →
Chatham County$113–$567/moCompare →
Cherokee County$116–$578/moCompare →
Forsyth County$126–$630/moCompare →
Henry County$110–$551/moCompare →
Hall County$105–$525/moCompare →
Richmond County$105–$525/moCompare →

Coverage Types for Personal Care Aides in Georgia

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Professional Liability (E&O)

Top Risk Exposures

  • 1.Patient injury or adverse outcome claim
  • 2.HIPAA data breach and privacy violation
  • 3.Slip and fall in waiting room
  • 4.Medical equipment malfunction
  • 5.Malpractice lawsuit from patient
  • 6.Employee injury from patient handling

FAQs — Personal Care Aides Professional Liability Insurance (E&O) in Georgia

How much is professional liability insurance (e&o) for Personal Care Aides in Georgia?

Personal Care Aides businesses in Georgia typically pay $105–$525/month for professional liability insurance (e&o). Rates vary by city, revenue, employee count, and claims history.

Is professional liability insurance (e&o) required in Georgia for Personal Care Aides?

Georgia doesn't legally mandate professional liability insurance (e&o) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does professional liability insurance (e&o) cover for Personal Care Aides in Georgia?

Professional Liability Insurance (E&O) protects against claims that your professional advice or services caused a client financial harm. For Personal Care Aides businesses, key covered scenarios include: Patient injury or adverse outcome claim; HIPAA data breach and privacy violation; Slip and fall in waiting room.

What are the biggest risks for Personal Care Aides businesses in Georgia?

Top exposures: (1) Patient injury or adverse outcome claim, (2) HIPAA data breach and privacy violation, (3) Slip and fall in waiting room, (4) Medical equipment malfunction.

Which carriers write Personal Care Aides policies in Georgia?

Top carriers in Georgia for Healthcare & Medical businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day professional liability insurance (e&o) in Georgia?

Yes — most Personal Care Aides policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Georgia cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.