Louisiana Personal Care Services businesses pay $110–$550/month.
Get My Free Quote →By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.
| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| New Orleans | $143–$715/mo | Compare → |
| Baton Rouge | $123–$616/mo | Compare → |
| Shreveport | $110–$550/mo | Compare → |
| Metairie | $126–$633/mo | Compare → |
| Lafayette | $116–$578/mo | Compare → |
| East Baton Rouge Parish | $123–$616/mo | Compare → |
| Jefferson Parish | $126–$633/mo | Compare → |
| Orleans Parish | $143–$715/mo | Compare → |
| Caddo Parish | $110–$550/mo | Compare → |
| Calcasieu Parish | $116–$578/mo | Compare → |
| Lafayette Parish | $116–$578/mo | Compare → |
| St. Tammany Parish | $121–$605/mo | Compare → |
| Ouachita Parish | $108–$539/mo | Compare → |
| Livingston Parish | $116–$578/mo | Compare → |
| Ascension Parish | $116–$578/mo | Compare → |
Personal Care Services businesses in Louisiana typically pay $110–$550/month for professional liability insurance (e&o). Rates vary by city, revenue, employee count, and claims history.
Louisiana doesn't legally mandate professional liability insurance (e&o) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.
Professional Liability Insurance (E&O) protects against claims that your professional advice or services caused a client financial harm. For Personal Care Services businesses, key covered scenarios include: Patient injury or adverse outcome claim; HIPAA data breach and privacy violation; Slip and fall in waiting room.
Top exposures: (1) Patient injury or adverse outcome claim, (2) HIPAA data breach and privacy violation, (3) Slip and fall in waiting room, (4) Medical equipment malfunction.
Top carriers in Louisiana for Healthcare & Medical businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Personal Care Services policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Louisiana cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.