Umpires, Referees, and Other Sports Officials Professional Liability Insurance (E&O) in Virginia

Virginia Umpires, Referees, and Other Sports Officials businesses pay $69–$345/month.

Get My Free Quote →

By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.

Umpires, Referees, and Other Sports Officials PL Rates by City and County in Virginia

Coverage Types for Umpires, Referees, and Other Sports Officials in Virginia

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Commercial Property

Top Risk Exposures

  • 1.Third-party bodily injury claim
  • 2.Property damage liability
  • 3.Employee workplace injury
  • 4.Professional error or omission
  • 5.Data breach or privacy violation
  • 6.Client lawsuit from service dispute

FAQs — Umpires, Referees, and Other Sports Officials Professional Liability Insurance (E&O) in Virginia

How much is professional liability insurance (e&o) for Umpires, Referees, and Other Sports Officials in Virginia?

Umpires, Referees, and Other Sports Officials businesses in Virginia typically pay $69–$345/month for professional liability insurance (e&o). Rates vary by city, revenue, employee count, and claims history.

Is professional liability insurance (e&o) required in Virginia for Umpires, Referees, and Other Sports Officials?

Virginia doesn't legally mandate professional liability insurance (e&o) for most businesses, but commercial leases, client contracts, and licensing boards typically require proof of coverage.

What does professional liability insurance (e&o) cover for Umpires, Referees, and Other Sports Officials in Virginia?

Professional Liability Insurance (E&O) protects against claims that your professional advice or services caused a client financial harm. For Umpires, Referees, and Other Sports Officials businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.

What are the biggest risks for Umpires, Referees, and Other Sports Officials businesses in Virginia?

Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.

Which carriers write Umpires, Referees, and Other Sports Officials policies in Virginia?

Top carriers in Virginia for Professional Services businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day professional liability insurance (e&o) in Virginia?

Yes — most Umpires, Referees, and Other Sports Officials policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Virginia cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.