Colorado Auto Dealership businesses pay $115–$575/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Denver | $150–$748/mo | Compare → |
| Colorado Springs | $127–$633/mo | Compare → |
| Aurora | $132–$661/mo | Compare → |
| Fort Collins | $124–$621/mo | Compare → |
| Lakewood | $136–$679/mo | Compare → |
| Thornton | $129–$644/mo | Compare → |
| Arvada | $132–$661/mo | Compare → |
| Westminster | $132–$661/mo | Compare → |
| Pueblo | $109–$546/mo | Compare → |
| Boulder | $155–$776/mo | Compare → |
| Denver County | $150–$748/mo | Compare → |
| El Paso County | $127–$633/mo | Compare → |
| Arapahoe County | $136–$679/mo | Compare → |
| Jefferson County | $136–$679/mo | Compare → |
| Adams County | $129–$644/mo | Compare → |
| Douglas County | $132–$661/mo | Compare → |
| Larimer County | $124–$621/mo | Compare → |
| Boulder County | $155–$776/mo | Compare → |
| Weld County | $115–$575/mo | Compare → |
| Broomfield County | $138–$690/mo | Compare → |
Auto Dealership businesses in Colorado typically pay $115–$575/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — Colorado requires workers' compensation for most employers with at least one employee. Auto Dealership businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Auto Dealership businesses, key covered scenarios include: Vehicle damage during repair or service; Customer slip and fall; Employee injury from equipment.
Top exposures: (1) Vehicle damage during repair or service, (2) Customer slip and fall, (3) Employee injury from equipment, (4) Fire in garage or shop.
Top carriers in Colorado for Automotive businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Auto Dealership policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Colorado cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.