New Jersey Auto Repair Shop businesses pay $84–$350/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Newark | $116–$483/mo | Compare → |
| Jersey City | $119–$497/mo | Compare → |
| Paterson | $109–$455/mo | Compare → |
| Elizabeth | $111–$462/mo | Compare → |
| Edison | $116–$483/mo | Compare → |
| Trenton | $105–$438/mo | Compare → |
| Camden | $97–$402/mo | Compare → |
| Clifton | $113–$473/mo | Compare → |
| Toms River | $109–$455/mo | Compare → |
| Bridgewater | $116–$483/mo | Compare → |
| Bergen County | $119–$497/mo | Compare → |
| Middlesex County | $116–$483/mo | Compare → |
| Essex County | $113–$473/mo | Compare → |
| Hudson County | $119–$497/mo | Compare → |
| Monmouth County | $113–$473/mo | Compare → |
| Ocean County | $108–$448/mo | Compare → |
| Union County | $113–$473/mo | Compare → |
| Camden County | $101–$420/mo | Compare → |
| Passaic County | $111–$462/mo | Compare → |
| Morris County | $118–$490/mo | Compare → |
Auto Repair Shop businesses in New Jersey typically pay $84–$350/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — New Jersey requires workers' compensation for most employers with at least one employee. Auto Repair Shop businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Auto Repair Shop businesses, key covered scenarios include: Customer slip and fall in store; Product liability from sold merchandise; Employee injury during stocking.
Top exposures: (1) Customer slip and fall in store, (2) Product liability from sold merchandise, (3) Employee injury during stocking, (4) Shoplifting and employee theft.
Top carriers in New Jersey for Retail businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Auto Repair Shop policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for New Jersey cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.