Wisconsin Coffee Shop businesses pay $61–$255/month.
Get My Free Quote →By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.
| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Milwaukee | $73–$306/mo | Compare → |
| Madison | $68–$286/mo | Compare → |
| Green Bay | $62–$260/mo | Compare → |
| Kenosha | $66–$275/mo | Compare → |
| Racine | $64–$268/mo | Compare → |
| Appleton | $62–$260/mo | Compare → |
| Waukesha | $66–$275/mo | Compare → |
| Eau Claire | $60–$250/mo | Compare → |
| Oshkosh | $61–$255/mo | Compare → |
| Janesville | $61–$255/mo | Compare → |
| Milwaukee County | $73–$306/mo | Compare → |
| Dane County | $68–$286/mo | Compare → |
| Waukesha County | $67–$281/mo | Compare → |
| Brown County | $62–$260/mo | Compare → |
| Racine County | $66–$275/mo | Compare → |
| Outagamie County | $62–$260/mo | Compare → |
| Winnebago County | $61–$255/mo | Compare → |
| Kenosha County | $66–$275/mo | Compare → |
| Rock County | $61–$255/mo | Compare → |
| Marathon County | $60–$250/mo | Compare → |
Coffee Shop businesses in Wisconsin typically pay $61–$255/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — Wisconsin requires workers' compensation for most employers with at least one employee. Coffee Shop businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Coffee Shop businesses, key covered scenarios include: Foodborne illness outbreak; Customer slip and fall; Employee burn or cut injury.
Top exposures: (1) Foodborne illness outbreak, (2) Customer slip and fall, (3) Employee burn or cut injury, (4) Liquor liability (if applicable).
Top carriers in Wisconsin for Food & Beverage businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Coffee Shop policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Wisconsin cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.