Delaware Ear Nose and Throat businesses pay $105–$525/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Wilmington | $121–$604/mo | Compare → |
| Dover | $103–$515/mo | Compare → |
| Newark | $110–$551/mo | Compare → |
| New Castle County | $121–$604/mo | Compare → |
| Kent County | $103–$515/mo | Compare → |
| Sussex County | $100–$499/mo | Compare → |
Ear Nose and Throat businesses in Delaware typically pay $105–$525/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — Delaware requires workers' compensation for most employers with at least one employee. Ear Nose and Throat businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Ear Nose and Throat businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.
Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.
Top carriers in Delaware for Professional Services businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Ear Nose and Throat policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Delaware cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.