New York Home Inspectors businesses pay $87–$435/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| New York City | $152–$761/mo | Compare → |
| Buffalo | $96–$479/mo | Compare → |
| Yonkers | $126–$631/mo | Compare → |
| Rochester | $94–$470/mo | Compare → |
| Syracuse | $91–$457/mo | Compare → |
| Albany | $96–$479/mo | Compare → |
| New Rochelle | $126–$631/mo | Compare → |
| Mount Vernon | $122–$609/mo | Compare → |
| Schenectady | $87–$435/mo | Compare → |
| Utica | $85–$426/mo | Compare → |
| New York County (Manhattan) | $165–$827/mo | Compare → |
| Kings County (Brooklyn) | $148–$740/mo | Compare → |
| Queens County | $144–$718/mo | Compare → |
| Bronx County | $135–$674/mo | Compare → |
| Suffolk County | $120–$600/mo | Compare → |
| Nassau County | $126–$631/mo | Compare → |
| Westchester County | $129–$644/mo | Compare → |
| Monroe County | $94–$470/mo | Compare → |
| Erie County | $96–$479/mo | Compare → |
| Onondaga County | $91–$457/mo | Compare → |
Home Inspectors businesses in New York typically pay $87–$435/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — New York requires workers' compensation for most employers with at least one employee. Home Inspectors businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Home Inspectors businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.
Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.
Top carriers in New York for Social & Community Services businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Home Inspectors policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for New York cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.