House Cleaning and Maid Service Workers' Compensation Insurance in South Carolina

South Carolina House Cleaning and Maid Service businesses pay $59–$245/month.

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House Cleaning and Maid Service WC Rates by City and County in South Carolina

Coverage Types for House Cleaning and Maid Service in South Carolina

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Inland Marine / Tools & Equipment

Top Risk Exposures

  • 1.Property damage while cleaning
  • 2.Employee injury from chemicals or equipment
  • 3.Theft accusation by client
  • 4.Slip and fall by worker on premises
  • 5.Chemical damage to surfaces or fabrics
  • 6.Vehicle accident between job sites

FAQs — House Cleaning and Maid Service Workers' Compensation Insurance in South Carolina

How much is workers' compensation insurance for House Cleaning and Maid Service in South Carolina?

House Cleaning and Maid Service businesses in South Carolina typically pay $59–$245/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.

Is workers' compensation insurance required in South Carolina for House Cleaning and Maid Service?

Yes — South Carolina requires workers' compensation for most employers with at least one employee. House Cleaning and Maid Service businesses that skip coverage face stop-work orders and personal liability.

What does workers' compensation insurance cover for House Cleaning and Maid Service in South Carolina?

Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For House Cleaning and Maid Service businesses, key covered scenarios include: Property damage while cleaning; Employee injury from chemicals or equipment; Theft accusation by client.

What are the biggest risks for House Cleaning and Maid Service businesses in South Carolina?

Top exposures: (1) Property damage while cleaning, (2) Employee injury from chemicals or equipment, (3) Theft accusation by client, (4) Slip and fall by worker on premises.

Which carriers write House Cleaning and Maid Service policies in South Carolina?

Top carriers in South Carolina for Cleaning & Maintenance businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day workers' compensation insurance in South Carolina?

Yes — most House Cleaning and Maid Service policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for South Carolina cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.