Missouri Landscaping and Lawn Care businesses pay $143–$760/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Kansas City | $164–$874/mo | Compare → |
| St. Louis | $172–$912/mo | Compare → |
| Springfield | $143–$760/mo | Compare → |
| Columbia | $150–$798/mo | Compare → |
| Independence | $150–$798/mo | Compare → |
| Lee's Summit | $157–$836/mo | Compare → |
| O'Fallon | $150–$798/mo | Compare → |
| St. Charles | $150–$798/mo | Compare → |
| St. Joseph | $136–$722/mo | Compare → |
| Joplin | $132–$699/mo | Compare → |
| Jackson County | $164–$874/mo | Compare → |
| St. Louis County | $172–$912/mo | Compare → |
| St. Charles County | $150–$798/mo | Compare → |
| Greene County | $143–$760/mo | Compare → |
| Clay County | $157–$836/mo | Compare → |
| Jefferson County | $143–$760/mo | Compare → |
| Boone County | $150–$798/mo | Compare → |
| Cass County | $150–$798/mo | Compare → |
| Platte County | $157–$836/mo | Compare → |
| Christian County | $140–$745/mo | Compare → |
Landscaping and Lawn Care businesses in Missouri typically pay $143–$760/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — Missouri requires workers' compensation for most employers with at least one employee. Landscaping and Lawn Care businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Landscaping and Lawn Care businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.
Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.
Top carriers in Missouri for Landscaping & Grounds businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Landscaping and Lawn Care policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Missouri cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.