Landscaping and Lawn Care Workers' Compensation Insurance in Oklahoma

Oklahoma Landscaping and Lawn Care businesses pay $135–$720/month.

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Landscaping and Lawn Care WC Rates by City and County in Oklahoma

LocationEst. Monthly RateGet Quote
Oklahoma City$142–$756/moCompare →
Tulsa$138–$734/moCompare →
Norman$135–$720/moCompare →
Broken Arrow$135–$720/moCompare →
Lawton$124–$662/moCompare →
Oklahoma County$142–$756/moCompare →
Tulsa County$138–$734/moCompare →
Cleveland County$135–$720/moCompare →
Comanche County$124–$662/moCompare →
Canadian County$135–$720/moCompare →
Wagoner County$132–$706/moCompare →
Rogers County$132–$706/moCompare →
Payne County$132–$706/moCompare →
Pottawatomie County$124–$662/moCompare →
Muskogee County$122–$648/moCompare →

Coverage Types for Landscaping and Lawn Care in Oklahoma

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Inland Marine / Tools & Equipment

Top Risk Exposures

  • 1.Third-party bodily injury claim
  • 2.Property damage liability
  • 3.Employee workplace injury
  • 4.Professional error or omission
  • 5.Data breach or privacy violation
  • 6.Client lawsuit from service dispute

FAQs — Landscaping and Lawn Care Workers' Compensation Insurance in Oklahoma

How much is workers' compensation insurance for Landscaping and Lawn Care in Oklahoma?

Landscaping and Lawn Care businesses in Oklahoma typically pay $135–$720/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.

Is workers' compensation insurance required in Oklahoma for Landscaping and Lawn Care?

Yes — Oklahoma requires workers' compensation for most employers with at least one employee. Landscaping and Lawn Care businesses that skip coverage face stop-work orders and personal liability.

What does workers' compensation insurance cover for Landscaping and Lawn Care in Oklahoma?

Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Landscaping and Lawn Care businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.

What are the biggest risks for Landscaping and Lawn Care businesses in Oklahoma?

Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.

Which carriers write Landscaping and Lawn Care policies in Oklahoma?

Top carriers in Oklahoma for Landscaping & Grounds businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day workers' compensation insurance in Oklahoma?

Yes — most Landscaping and Lawn Care policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Oklahoma cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.