Idaho Nurseries and Gardening Shop businesses pay $57–$238/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Boise | $66–$274/mo | Compare → |
| Nampa | $57–$238/mo | Compare → |
| Meridian | $63–$262/mo | Compare → |
| Idaho Falls | $54–$226/mo | Compare → |
| Caldwell | $56–$233/mo | Compare → |
| Ada County | $66–$274/mo | Compare → |
| Canyon County | $57–$238/mo | Compare → |
| Kootenai County | $57–$238/mo | Compare → |
| Bonneville County | $54–$226/mo | Compare → |
| Twin Falls County | $52–$219/mo | Compare → |
Nurseries and Gardening Shop businesses in Idaho typically pay $57–$238/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — Idaho requires workers' compensation for most employers with at least one employee. Nurseries and Gardening Shop businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Nurseries and Gardening Shop businesses, key covered scenarios include: Patient injury or adverse outcome claim; HIPAA data breach and privacy violation; Slip and fall in waiting room.
Top exposures: (1) Patient injury or adverse outcome claim, (2) HIPAA data breach and privacy violation, (3) Slip and fall in waiting room, (4) Medical equipment malfunction.
Top carriers in Idaho for Healthcare & Medical businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Nurseries and Gardening Shop policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Idaho cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.