Pennsylvania Painting businesses pay $66–$330/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Philadelphia | $89–$446/mo | Compare → |
| Pittsburgh | $76–$379/mo | Compare → |
| Allentown | $73–$363/mo | Compare → |
| Erie | $65–$323/mo | Compare → |
| Reading | $69–$347/mo | Compare → |
| Scranton | $66–$330/mo | Compare → |
| Bethlehem | $73–$363/mo | Compare → |
| Lancaster | $69–$347/mo | Compare → |
| Harrisburg | $69–$347/mo | Compare → |
| York | $66–$330/mo | Compare → |
| Philadelphia County | $89–$446/mo | Compare → |
| Allegheny County | $76–$379/mo | Compare → |
| Montgomery County | $81–$403/mo | Compare → |
| Bucks County | $78–$389/mo | Compare → |
| Delaware County | $79–$396/mo | Compare → |
| Chester County | $79–$396/mo | Compare → |
| Lancaster County | $69–$347/mo | Compare → |
| York County | $66–$330/mo | Compare → |
| Berks County | $69–$347/mo | Compare → |
| Luzerne County | $65–$323/mo | Compare → |
Painting businesses in Pennsylvania typically pay $66–$330/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — Pennsylvania requires workers' compensation for most employers with at least one employee. Painting businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Painting businesses, key covered scenarios include: Third-party property damage on a jobsite; Worker injury from fall or equipment; Subcontractor liability dispute.
Top exposures: (1) Third-party property damage on a jobsite, (2) Worker injury from fall or equipment, (3) Subcontractor liability dispute, (4) Tools and equipment theft.
Top carriers in Pennsylvania for Construction & Trades businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Painting policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Pennsylvania cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.