Paving and Asphalt Installation, Service and Repair Workers' Compensation Insurance in Massachusetts

Massachusetts Paving and Asphalt Installation, Service and Repair businesses pay $81–$405/month.

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Paving and Asphalt Installation, Service and Repair WC Rates by City and County in Massachusetts

LocationEst. Monthly RateGet Quote
Boston$126–$628/moCompare →
Worcester$101–$506/moCompare →
Springfield$93–$466/moCompare →
Cambridge$130–$648/moCompare →
Lowell$97–$486/moCompare →
Brockton$96–$478/moCompare →
New Bedford$89–$446/moCompare →
Quincy$109–$547/moCompare →
Lynn$97–$486/moCompare →
Fall River$89–$446/moCompare →
Middlesex County$122–$608/moCompare →
Worcester County$101–$506/moCompare →
Essex County$105–$527/moCompare →
Suffolk County$126–$628/moCompare →
Norfolk County$113–$567/moCompare →
Hampden County$93–$466/moCompare →
Bristol County$93–$466/moCompare →
Plymouth County$97–$486/moCompare →
Barnstable County$89–$446/moCompare →
Hampshire County$93–$466/moCompare →

Coverage Types for Paving and Asphalt Installation, Service and Repair in Massachusetts

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Commercial Property

Top Risk Exposures

  • 1.Third-party property damage on a jobsite
  • 2.Worker injury from fall or equipment
  • 3.Subcontractor liability dispute
  • 4.Tools and equipment theft
  • 5.Vehicle accident on the way to a job
  • 6.Completed work failure or defect claim

FAQs — Paving and Asphalt Installation, Service and Repair Workers' Compensation Insurance in Massachusetts

How much is workers' compensation insurance for Paving and Asphalt Installation, Service and Repair in Massachusetts?

Paving and Asphalt Installation, Service and Repair businesses in Massachusetts typically pay $81–$405/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.

Is workers' compensation insurance required in Massachusetts for Paving and Asphalt Installation, Service and Repair?

Yes — Massachusetts requires workers' compensation for most employers with at least one employee. Paving and Asphalt Installation, Service and Repair businesses that skip coverage face stop-work orders and personal liability.

What does workers' compensation insurance cover for Paving and Asphalt Installation, Service and Repair in Massachusetts?

Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Paving and Asphalt Installation, Service and Repair businesses, key covered scenarios include: Third-party property damage on a jobsite; Worker injury from fall or equipment; Subcontractor liability dispute.

What are the biggest risks for Paving and Asphalt Installation, Service and Repair businesses in Massachusetts?

Top exposures: (1) Third-party property damage on a jobsite, (2) Worker injury from fall or equipment, (3) Subcontractor liability dispute, (4) Tools and equipment theft.

Which carriers write Paving and Asphalt Installation, Service and Repair policies in Massachusetts?

Top carriers in Massachusetts for Construction & Trades businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day workers' compensation insurance in Massachusetts?

Yes — most Paving and Asphalt Installation, Service and Repair policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Massachusetts cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.