South Carolina Retail Stores businesses pay $59–$245/month.
Get My Free Quote →By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.
| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Columbia | $62–$257/mo | Compare → |
| Charleston | $68–$282/mo | Compare → |
| North Charleston | $64–$265/mo | Compare → |
| Mount Pleasant | $71–$294/mo | Compare → |
| Rock Hill | $59–$245/mo | Compare → |
| Greenville | $62–$257/mo | Compare → |
| Summerville | $62–$257/mo | Compare → |
| Goose Creek | $62–$257/mo | Compare → |
| Hilton Head Island | $74–$306/mo | Compare → |
| Florence | $56–$233/mo | Compare → |
| Greenville County | $62–$257/mo | Compare → |
| Richland County | $62–$257/mo | Compare → |
| Charleston County | $68–$282/mo | Compare → |
| Horry County | $64–$265/mo | Compare → |
| Spartanburg County | $59–$245/mo | Compare → |
| Lexington County | $59–$245/mo | Compare → |
| York County | $59–$245/mo | Compare → |
| Anderson County | $58–$240/mo | Compare → |
| Dorchester County | $62–$257/mo | Compare → |
| Berkeley County | $62–$257/mo | Compare → |
Retail Stores businesses in South Carolina typically pay $59–$245/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — South Carolina requires workers' compensation for most employers with at least one employee. Retail Stores businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Retail Stores businesses, key covered scenarios include: Customer slip and fall in store; Product liability from sold merchandise; Employee injury during stocking.
Top exposures: (1) Customer slip and fall in store, (2) Product liability from sold merchandise, (3) Employee injury during stocking, (4) Shoplifting and employee theft.
Top carriers in South Carolina for Retail businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Retail Stores policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for South Carolina cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.