Tanning Salon Workers' Compensation Insurance in Minnesota

Minnesota Tanning Salon businesses pay $110–$550/month.

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Tanning Salon WC Rates by City and County in Minnesota

LocationEst. Monthly RateGet Quote
Minneapolis$143–$715/moCompare →
Saint Paul$138–$688/moCompare →
Rochester$116–$578/moCompare →
Duluth$110–$550/moCompare →
Bloomington$130–$649/moCompare →
Brooklyn Park$126–$633/moCompare →
Plymouth$132–$660/moCompare →
St. Cloud$108–$539/moCompare →
Eagan$130–$649/moCompare →
Coon Rapids$123–$616/moCompare →
Hennepin County$143–$715/moCompare →
Ramsey County$138–$688/moCompare →
Dakota County$126–$633/moCompare →
Anoka County$121–$605/moCompare →
Washington County$123–$616/moCompare →
Scott County$121–$605/moCompare →
Carver County$123–$616/moCompare →
Olmsted County$116–$578/moCompare →
St. Louis County$110–$550/moCompare →
Stearns County$108–$539/moCompare →

Coverage Types for Tanning Salon in Minnesota

  • ✓Workers' Compensation

Top Risk Exposures

  • 1.Client allergic reaction to product
  • 2.Slip and fall in salon or studio
  • 3.Chemical burn from treatment
  • 4.Theft of client belongings
  • 5.Employee injury at workstation
  • 6.Client dissatisfaction claim

FAQs — Tanning Salon Workers' Compensation Insurance in Minnesota

How much is workers' compensation insurance for Tanning Salon in Minnesota?

Tanning Salon businesses in Minnesota typically pay $110–$550/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.

Is workers' compensation insurance required in Minnesota for Tanning Salon?

Yes — Minnesota requires workers' compensation for most employers with at least one employee. Tanning Salon businesses that skip coverage face stop-work orders and personal liability.

What does workers' compensation insurance cover for Tanning Salon in Minnesota?

Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Tanning Salon businesses, key covered scenarios include: Client allergic reaction to product; Slip and fall in salon or studio; Chemical burn from treatment.

What are the biggest risks for Tanning Salon businesses in Minnesota?

Top exposures: (1) Client allergic reaction to product, (2) Slip and fall in salon or studio, (3) Chemical burn from treatment, (4) Theft of client belongings.

Which carriers write Tanning Salon policies in Minnesota?

Top carriers in Minnesota for Beauty & Personal Services businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day workers' compensation insurance in Minnesota?

Yes — most Tanning Salon policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Minnesota cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.