Umpires, Referees, and Other Sports Officials Workers' Compensation Insurance in Missouri

Missouri Umpires, Referees, and Other Sports Officials businesses pay $57–$285/month.

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Umpires, Referees, and Other Sports Officials WC Rates by City and County in Missouri

Coverage Types for Umpires, Referees, and Other Sports Officials in Missouri

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Commercial Property

Top Risk Exposures

  • 1.Third-party bodily injury claim
  • 2.Property damage liability
  • 3.Employee workplace injury
  • 4.Professional error or omission
  • 5.Data breach or privacy violation
  • 6.Client lawsuit from service dispute

FAQs — Umpires, Referees, and Other Sports Officials Workers' Compensation Insurance in Missouri

How much is workers' compensation insurance for Umpires, Referees, and Other Sports Officials in Missouri?

Umpires, Referees, and Other Sports Officials businesses in Missouri typically pay $57–$285/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.

Is workers' compensation insurance required in Missouri for Umpires, Referees, and Other Sports Officials?

Yes — Missouri requires workers' compensation for most employers with at least one employee. Umpires, Referees, and Other Sports Officials businesses that skip coverage face stop-work orders and personal liability.

What does workers' compensation insurance cover for Umpires, Referees, and Other Sports Officials in Missouri?

Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Umpires, Referees, and Other Sports Officials businesses, key covered scenarios include: Third-party bodily injury claim; Property damage liability; Employee workplace injury.

What are the biggest risks for Umpires, Referees, and Other Sports Officials businesses in Missouri?

Top exposures: (1) Third-party bodily injury claim, (2) Property damage liability, (3) Employee workplace injury, (4) Professional error or omission.

Which carriers write Umpires, Referees, and Other Sports Officials policies in Missouri?

Top carriers in Missouri for Professional Services businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day workers' compensation insurance in Missouri?

Yes — most Umpires, Referees, and Other Sports Officials policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Missouri cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.