Arkansas average: $118/month · State minimum: 25/50/25 · Updated September 2026
Compare car insurance quotes from 50+ carriers across all Arkansas cities. Rates vary significantly by city — use the city finder below to see your local average.
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Arkansas requires all car insurance policyholders to meet minimum coverage standards set by the Arkansas Department of Insurance. Here's what you need to know before buying a policy in Arkansas.
Rates vary significantly across Arkansas cities. Urban markets like Little Rock tend to have higher rates due to traffic density and claim frequency, while smaller cities often offer more affordable premiums. Click any city to see a full rate breakdown and carrier comparison.
Arkansas drivers have several reliable ways to reduce their car insurance costs without sacrificing meaningful coverage.
Top-rated carriers actively writing car insurance policies in Arkansas:
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