Find the right coverage for your business — 427 industries, all 50 states.
Updated 2026 · Licensed Insurance Professionals
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Select a coverage type to compare quotes by industry and location.
Covers third-party bodily injury, property damage, and personal injury. Required by most leases and contracts.
Compare GL by Industry →Bundles GL + commercial property into one package. Saves 10–20% vs buying separately.
Compare BOP by Industry →Legally required in most states. Covers employee injuries, lost wages, and employer liability.
Compare WC by Industry →Protects your building, equipment, inventory, and physical assets from fire, theft, and damage.
Compare CP by Industry →Covers tools and equipment that travel between job sites — what commercial property leaves out.
Compare IM by Industry →Protects consultants, advisors, and service providers from professional negligence claims.
Compare PL by Industry →427 industries covered. Search or browse below.
Most businesses need at minimum: general liability (required by most leases and clients) and workers' compensation if you have employees (required by law in most states). A Business Owner's Policy (BOP) bundles GL + commercial property at a 10-20% discount. Professional service firms also need professional liability (E&O).
Cost varies by industry, location, revenue, and employees. Low-risk service businesses typically pay $60–$150/month. Trades contractors pay $150–$600/month. Medical practices and high-risk industries can pay $500–$1,500+/month. Get a live quote for your specific situation.
Yes. Most business insurance policies can be quoted and bound online the same day. Your Certificate of Insurance (COI) is available immediately after binding — critical for leases, contracts, and job start requirements.
General Liability covers third-party injury and property damage claims. A Business Owner's Policy (BOP) includes GL plus commercial property insurance in one bundled policy — typically 10-20% cheaper than buying both separately.
My Digital Kube is a comparison platform operated by Insurance Pro Agencies, Inc. — a licensed insurance agency. We connect businesses with coverage options via ERGO Next's commercial insurance platform. You compare and bind directly with the carrier.
My Digital Kube is a commercial insurance comparison platform operated by Insurance Pro Agencies, Inc., a licensed insurance agency. Coverage available in 47 states (excludes AK, HI, FL). Content reviewed by licensed commercial insurance professionals.