Janitorial Services Workers' Compensation Insurance in Georgia

Georgia Janitorial Services businesses pay $63–$263/month.

Get My Free Quote →

By clicking, you agree to our Terms of Use and Privacy Policy, and authorize My Digital Kube and its licensed carrier partners to contact you using the information you provide. Consent is not required to purchase insurance.

Janitorial Services WC Rates by City and County in Georgia

LocationEst. Monthly RateGet Quote
Atlanta$85–$355/moCompare →
Augusta$63–$263/moCompare →
Columbus$62–$258/moCompare →
Macon$60–$250/moCompare →
Savannah$68–$284/moCompare →
Athens$63–$263/moCompare →
Sandy Springs$82–$342/moCompare →
Roswell$79–$329/moCompare →
Albany$57–$237/moCompare →
Marietta$76–$316/moCompare →
Fulton County$85–$355/moCompare →
Gwinnett County$72–$302/moCompare →
Cobb County$76–$316/moCompare →
DeKalb County$79–$329/moCompare →
Chatham County$68–$284/moCompare →
Cherokee County$69–$289/moCompare →
Forsyth County$76–$316/moCompare →
Henry County$66–$276/moCompare →
Hall County$63–$263/moCompare →
Richmond County$63–$263/moCompare →

Coverage Types for Janitorial Services in Georgia

  • ✓General Liability
  • ✓Business Owner's Policy (BOP)
  • ✓Workers' Compensation
  • ✓Commercial Property
  • ✓Inland Marine / Tools & Equipment

Top Risk Exposures

  • 1.Property damage while cleaning
  • 2.Employee injury from chemicals or equipment
  • 3.Theft accusation by client
  • 4.Slip and fall by worker on premises
  • 5.Chemical damage to surfaces or fabrics
  • 6.Vehicle accident between job sites

FAQs — Janitorial Services Workers' Compensation Insurance in Georgia

How much is workers' compensation insurance for Janitorial Services in Georgia?

Janitorial Services businesses in Georgia typically pay $63–$263/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.

Is workers' compensation insurance required in Georgia for Janitorial Services?

Yes — Georgia requires workers' compensation for most employers with at least one employee. Janitorial Services businesses that skip coverage face stop-work orders and personal liability.

What does workers' compensation insurance cover for Janitorial Services in Georgia?

Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Janitorial Services businesses, key covered scenarios include: Property damage while cleaning; Employee injury from chemicals or equipment; Theft accusation by client.

What are the biggest risks for Janitorial Services businesses in Georgia?

Top exposures: (1) Property damage while cleaning, (2) Employee injury from chemicals or equipment, (3) Theft accusation by client, (4) Slip and fall by worker on premises.

Which carriers write Janitorial Services policies in Georgia?

Top carriers in Georgia for Cleaning & Maintenance businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.

Can I get same-day workers' compensation insurance in Georgia?

Yes — most Janitorial Services policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.

Rate estimates reflect 2026 industry data adjusted for Georgia cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.