Maryland Janitorial Services businesses pay $75–$313/month.
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| Location | Est. Monthly Rate | Get Quote |
|---|---|---|
| Baltimore | $98–$407/mo | Compare → |
| Columbia | $96–$401/mo | Compare → |
| Germantown | $90–$376/mo | Compare → |
| Silver Spring | $94–$391/mo | Compare → |
| Waldorf | $86–$360/mo | Compare → |
| Montgomery County | $98–$407/mo | Compare → |
| Prince George's County | $94–$391/mo | Compare → |
| Baltimore County | $94–$391/mo | Compare → |
| Anne Arundel County | $90–$376/mo | Compare → |
| Howard County | $96–$401/mo | Compare → |
| Frederick County | $83–$344/mo | Compare → |
| Harford County | $83–$344/mo | Compare → |
| Charles County | $83–$344/mo | Compare → |
| Carroll County | $79–$329/mo | Compare → |
| Washington County | $75–$313/mo | Compare → |
Janitorial Services businesses in Maryland typically pay $75–$313/month for workers' compensation insurance. Rates vary by city, revenue, employee count, and claims history.
Yes — Maryland requires workers' compensation for most employers with at least one employee. Janitorial Services businesses that skip coverage face stop-work orders and personal liability.
Workers' Compensation Insurance covers employee medical bills, lost wages, and employer liability for workplace injuries. For Janitorial Services businesses, key covered scenarios include: Property damage while cleaning; Employee injury from chemicals or equipment; Theft accusation by client.
Top exposures: (1) Property damage while cleaning, (2) Employee injury from chemicals or equipment, (3) Theft accusation by client, (4) Slip and fall by worker on premises.
Top carriers in Maryland for Cleaning & Maintenance businesses: The Hartford, Travelers, Liberty Mutual, Nationwide, Coterie, Thimble, CNA, and Employers. Use ERGO Next to compare coverage options from top-rated commercial carriers.
Yes — most Janitorial Services policies can be quoted, bound, and issued same-day. Your Certificate of Insurance is available immediately after binding.
Rate estimates reflect 2026 industry data adjusted for Maryland cost index. Content reviewed by My Digital Kube editorial team, licensed commercial insurance professionals.